Privacy Policy

1. Who we are (data controller identity)

AI Budget Rush Pte. Ltd. (“AI Budget Rush”, “we”, “us”, or “our”) is the organisation responsible for determining the purposes and means of processing personal data collected through https://aibudgetrush.pro and related training operations. We are a private limited company registered in the Republic of Singapore.

• Legal name: AI Budget Rush Pte. Ltd.
• UEN: 202956418M
• Registered address: 168 Robinson Road, #12-05 Capital Tower, Singapore 068912
• Telephone: +65 6814 8526
• General email: [email protected]
• Privacy email: [email protected]
• Business hours: Mon–Fri 09:00–18:00 SGT

Our slogan reflects our educational mission: “AI budget mastery and income skills — structured training, honest outcomes.” We provide vocational training in AI-assisted budget management and professional income-skills. We are not a bank, financial adviser, tax agent, employment agency, or investment platform. Personal data is processed for training administration, communications, and lawful business operations—not for trading accounts or investment product sales.

If you interact with us as an employee of a corporate client, we may receive your details from your employer under a training contract. In those cases, your employer may also be a data controller for employment-related purposes. We encourage corporate learners to review their employer’s privacy notices alongside this Policy.

2. Scope of this Policy

This Policy applies to personal data collected when you visit our website, submit enquiry or registration forms, enrol in a programme or cohort, attend workshops (online or in person at our Singapore centre or a client venue), request corporate proposals, communicate by email or telephone, or otherwise engage with AI Budget Rush. It also covers personal data processed when we host learning platforms, issue participation certificates, invoice organisations, or respond to regulatory or legal requests.

This Policy does not cover third-party websites linked from our pages. Those sites operate under their own privacy practices. We also do not control how AI tool vendors you choose to use outside our programmes handle your data; learners remain responsible for reviewing vendor terms before uploading confidential workplace information into external systems.

3. Personal data we may collect

Depending on how you engage with us, we may collect:

• Identity and contact data: full name, preferred salutation, email address, telephone number, organisation name, job title, and mailing or billing address where required for contracts or invoices.
• Enquiry and communication data: message content, preferred programme track, scheduling preferences, and records of calls or emails with our team.
• Training administration data: enrolment status, attendance records, assignment submissions relevant to coursework, feedback forms, certificate identifiers, and accessibility or dietary notes you choose to share for in-person sessions.
• Payment and billing data: invoice references, payment confirmation status, and limited payment metadata from our payment processors. We do not store full card numbers on our own servers.
• Technical and usage data: IP address, browser type, device category, approximate location derived from IP, referring URLs, pages viewed, and cookie identifiers as described in our Cookie Notice.
• Consent records: timestamps and method of PDPA consent for marketing or form submissions, and cookie preference choices stored for six months.

We do not intentionally collect sensitive personal data such as national registration identity card numbers, passport numbers, health diagnoses, religious beliefs, or biometric templates unless a specific operational need arises (for example, verifying identity for a restricted corporate workshop) and we have obtained appropriate consent or another valid PDPA basis. Please avoid including unnecessary sensitive details in free-text form fields.

4. How we collect personal data

We collect personal data directly from you when you complete forms on our website, email us, call our Singapore line, register for a cohort, or participate in training. We may also receive personal data from your employer or training sponsor when they nominate you for a corporate programme, from event partners when you ask to be introduced to us, and from publicly available professional profiles only where relevant to a business enquiry you initiated.

Automatic collection occurs through essential cookies and, where you consent, optional analytics cookies. Our contact form includes a honeypot field used solely to filter automated spam; legitimate users should leave that field blank. Form submissions are processed by our server-side mail handler and delivered to our designated operations mailbox.

5. Purposes of processing

We use personal data for the following purposes:

• Responding to training programme enquiries, corporate AI budget training requests, income-skills cohort registrations, and general inquiries.
• Administering enrolments, schedules, learning materials access, attendance, assessments that form part of coursework, and issuance of participation certificates that reflect training participation only.
• Providing learner support, clarifying curriculum questions, and coordinating venue logistics for Singapore-based sessions.
• Preparing proposals, statements of work, invoices, receipts, and contract documentation for organisations and individual payers.
• Improving programme quality through aggregated feedback and anonymised learning analytics where practicable.
• Operating, securing, and troubleshooting our website and related systems, including spam prevention and abuse detection.
• Sending service messages about schedule changes, policy updates, or administrative notices related to your enrolment.
• Sending marketing communications about new cohorts or workshops only where you have consented, or where another PDPA-compliant basis applies, and always with a clear unsubscribe path.
• Complying with applicable Singapore laws, responding to lawful requests from authorities, and establishing, exercising, or defending legal claims.

We will not use personal data to promise or measure guaranteed savings, salary increases, investment returns, or business profits. Our programmes teach methods and skills; outcomes depend on individual judgment, workplace context, and factors outside our control. Personal data is therefore not processed to underwrite financial performance claims.

6. PDPA bases for collection, use, and disclosure

Under the PDPA, we rely on one or more of the following bases, depending on the circumstances:

• Consent: for website form submissions (including the required PDPA consent checkbox), optional cookies, and marketing emails where consent is the appropriate pathway.
• Contractual necessity: to perform a training agreement or take steps at your request before entering such an agreement (for example, preparing a corporate workshop proposal you asked for).
• Legitimate interests: for network security, fraud and spam prevention, internal analytics that do not override your rights, and limited business development contacts with organisations in a B2B context, balanced against your interests and reasonable expectations.
• Legal obligation: where Singapore law requires retention or disclosure of records (for example, tax or accounting obligations applicable to our company).

Where consent is the basis, you may withdraw consent by contacting [email protected]. Withdrawal does not affect processing already completed lawfully, and we may still process data where another PDPA basis applies (such as completing a paid enrolment you continue to hold, or retaining invoices). If withdrawal means we cannot provide a service, we will explain the consequences clearly.

7. Disclosure to third parties

We may disclose personal data to:

• Service providers who host our website, deliver email, process payments, provide video-conferencing for remote cohorts, or support customer relationship tooling under written instructions and confidentiality obligations.
• Professional advisers such as accountants, auditors, or lawyers when necessary for our operations or disputes.
• Your employer or training sponsor when they fund your place and reasonably require attendance or completion confirmation.
• Regulators, courts, or law enforcement when required by Singapore law or to protect vital interests and safety.

We do not sell personal data. If we transfer personal data outside Singapore, we will take appropriate steps to ensure a standard of protection comparable to the PDPA, such as contractual clauses, reliance on recognised transfer mechanisms, or confirming that the recipient is bound by legally enforceable obligations.

8. Retention

We retain personal data only for as long as necessary to fulfil the purposes stated in this Policy, or as required by law. Typical retention periods include:

• General website enquiries: up to twenty-four months after the last meaningful contact, unless a longer period is needed for an ongoing discussion.
• Enrolment and training records: for the duration of the programme plus up to seven years to support certificate verification requests, quality audits, and accounting needs.
• Contract and invoice records: for periods required under Singapore tax and company record-keeping rules, commonly up to seven years.
• Marketing consent and suppression lists: for as long as needed to honour your preferences and demonstrate compliance.
• Cookie preference choices: six months, after which the banner may seek a fresh choice.
• Security logs: typically ninety days unless an incident investigation requires longer retention.

When retention ends, we securely delete or irreversibly anonymise personal data. Backups may persist for a short additional period until rotated in the ordinary course of operations.

9. Individual rights under the PDPA

Subject to the PDPA and any applicable exceptions, you may request to:

• Access personal data we hold about you and information about how it has been or may have been used or disclosed within a year before your request.
• Correct personal data that is inaccurate or incomplete.
• Withdraw consent for optional processing such as marketing.
• Ask questions about our data protection practices.

To exercise these rights, email [email protected] with sufficient detail to verify your identity and locate the relevant records. We aim to respond within the timelines expected under PDPC guidance. We may refuse or limit a request where the PDPA permits (for example, where disclosure would reveal another individual’s personal data without consent, or where the request is frivolous or vexatious). There is generally no fee for reasonable requests; if a fee is permitted and necessary, we will inform you in advance.

10. Contacting the PDPC

If you have a concern about our handling of personal data, please contact us first so we can try to resolve it. You may also contact the Personal Data Protection Commission (Singapore) for information about your rights or to lodge a complaint. Details are available on the PDPC’s official website. Our organisation remains committed to cooperating with lawful regulatory inquiries.

11. Cookies and similar technologies

We use essential cookies to operate the site and remember your cookie preferences. Optional analytics or preference cookies are used only if you accept them through our consent banner or customise your choices. Preference storage lasts six months. For categories, durations, vendors, and opt-out methods, please read our dedicated Cookie Notice. Browser settings can also block or delete cookies; blocking essential cookies may impair form submission or menu behaviour.

12. Security measures

We implement administrative, technical, and physical safeguards appropriate to the nature of the personal data and the risks of processing. These measures include access controls on staff accounts, encrypted transport (HTTPS) for our website, least-privilege principles for operational mailboxes, spam filtering on contact forms, and staff awareness of confidentiality when handling learner records. No method of transmission or storage is completely secure; we therefore encourage you to use strong unique passwords for any learning portals we provide and to avoid sending highly confidential financial datasets through unsolicited email unless we have agreed a secure channel.

In the event of a data breach that meets notification thresholds under Singapore law or PDPC guidance, we will assess the incident, contain it, and notify affected individuals and/or the PDPC as required.

13. Children and minors

Our programmes are designed for working adults and organisational learners. We do not knowingly collect personal data from children under sixteen for enrolment purposes. If you believe a minor has submitted personal data without appropriate consent, contact [email protected] and we will take reasonable steps to delete the data.

14. Automated decision-making

We do not use personal data for solely automated decisions that produce legal or similarly significant effects about you. Any screening of form spam via honeypot fields is a basic technical filter and does not evaluate your creditworthiness, employability, or financial standing.

15. Changes to this Policy

We may update this Privacy Policy to reflect changes in our practices, programmes, or legal requirements. The “Last updated” date at the top of this page will be revised when material changes take effect. For significant updates, we may also provide a notice on our website or by email where appropriate. Continued use of our services after an update constitutes awareness of the revised Policy, without prejudice to rights that require fresh consent under the PDPA.

16. Change-log

• 16 July 2026: Initial publication of this Privacy Policy for AI Budget Rush Pte. Ltd., covering website enquiries, training administration, PDPA bases, retention schedules, individual rights, PDPC contact pathway, cookies cross-reference, security overview, and privacy contact [email protected].

17. How to reach our privacy team

For privacy questions, access or correction requests, consent withdrawals, or incident reports, contact:

AI Budget Rush Pte. Ltd.
Attn: Privacy / Data Protection
168 Robinson Road, #12-05 Capital Tower, Singapore 068912
Email: [email protected]
Phone: +65 6814 8526 (Mon–Fri 09:00–18:00 SGT)

This notice is provided for transparency about our training operations. It is not legal advice to you. If you need advice about your specific rights, consider consulting a qualified Singapore professional.